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Mortgage Underwriter New Jersey Remote in Woodbridge Township, NJ at Accounting Now

Date Posted: 4/30/2020

Job Snapshot

Job Description


Senior Underwriter (Remote)
One of the leading mortgage companies in the NJ area is looking for an experienced Underwriter to join its team! The Underwriter will be responsible for the underwriting of all loans in accordance with company and investor guidelines in a high production environment. Competitive salary offered.
Responsibilities of the Underwriter include:

  • * Ensures the timely underwriting of loan credit packages and appraisals for compliance with various investor and government agency guidelines.
  • * Analyzes income from both personal and corporate tax returns.
  • * Communicates decisions on loans to appropriate parties both verbally and in writing.
  • * Analyzes loan packages for any sign of fraudulent documentation or information.
  • * Remains informed of all government regulations, requirements, and laws for all submissions.
  • * Consults with the Processing and Closing departments to ensure that all underwriting conditions are met prior to closing.
  • * Reviews and clears all underwriting conditions prior to closing Requirements of the Underwriter:
  • * 5+ years of recent, front-line underwriting
  • * Experience with Encompasss
  • * Knowledge of FHA Direct Endorsement and VA LAPP and SAR, USDA, and/or Jumbo required
  • * Excellent written and verbal communication skills * Knowledge of various investor guidelines and requirements