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Mortage Originator in Stafford Township, NJ at Accounting Now

Date Posted: 2/21/2019

Job Snapshot

Job Description


Mortgage Loan Originators (MLOs) generate business by providing financial services to customers looking to purchase or refinance their home. Equity Prime Mortgage offers a variety of mortgage products and competitive rates so that our MLOs can provide borrowers with personalized guidance on the best products available to them. MLOs are part of a team and are supported by the operations teams both within the local office and at our Home Office. MLOs continually working to develop relationships with borrowers, realtors, builders, personal networks, and other valuable referral sources. MLOs are responsible for upholding the company's commitment to its borrowers and its high standards in customer service and professional ethics. MLOs report to the office's Vice President of Sales.
Responsibilities:

  • Develop and maintain relationships with customers, prospective customers, and referral sources
  • Attend industry networking, training and promotional events, as needed
  • Evaluate prospective client needs and explain the available options
  • Obtain completed 1003 and other required forms, disclosures and items based on program
  • Enter and upload loan information into Loan Origination Software (LOS), Encompass
  • Order credit reports, Automated Underwriting System (AUS) results, and other items as appropriate
  • Manage Lock requests, extensions, and other rater items with Secondary Marketing
  • Handle meetings and communication with borrowers throughout the loan process
  • Address borrower questions regarding interest rates, programs, fees, etc.
  • Assist in following up with borrowers on outstanding items or conditions as needed


Qualifications:

  • Excellent communication skills, verbal and written
  • Positive attitude, highly motivated and dependable
  • Tech savvy and quick-learning
  • Bilingual (Spanish)

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